The internet is filled with ideas and tips for frugal living, however, so many of them are completely unrealistic when you have a family you need to feed and care for. They either have you making so many financial sacrifices that life is no longer enjoyable or take so much of your time and energy that you would be better off getting a second job.
But frugal living does not have to be that way. Here are 12 realistic frugal habits that you need to develop. These are habits that anyone can do and require minimal time and sacrifice.
1. Check Out Freebie Sites
I love Money Saving Mom she regularly posts the latest freebies and discount deals. Check out a money saving site before heading out to the store. Successful frugal people have the habit of looking for and scoring as many freebies as they can. This frugal habit can become addicting, it is very fun scoring great freebies.
2. Shop at Thrift Stores, Garage Sales, and Clearance Departments
I often find name brand quality goods at incredible savings with this habit. There is one particular thrift shop in my area, operated by the Jewish Council, this store has high-end items (they call them e-tickets) that sell for pennies of the regular price. I have purchased items with price tags still attached, showing an original purchase price of $300 that I scored for $7.00. Frugal people have the habit of finding the best places to score the best deals. Take some time to do a little bit of research for your area.
I have purchased items with price tags still attached, showing an original purchase price of $300 that I scored for $7.00. Frugal people have the habit of finding the best places to score the best deals. Take some time to do a little bit of research for your area.
3. Shop Around for Internet, Phone Service, and Car Insurance
You would be surprised at how much a simple phone call can save you. Last year I was able to cut my internet bill in half with a simple phone call and asking what was the best deal they had. I also cut my auto insurance by 25 percent, by switching insurance companies when my daughter started driving.
4. Take Advantage of Your Local Library
The library is a gold mine of free entertainment. We regularly check out DVD’s and books for free. Just make sure to return them on time to avoid late fines.
5. Buy Generic Products
Many generic products are just as good as the name brand products, (although this is not true in all cases), but try generic brands for as many items as you can.
6. Cancel Your Gym Membership
How often do you really use it anyway? There are plenty of ways to get frugal exercise by simply heading outside. Go for hikes, use the track and field at your local high school. Many parks have complete workout systems. An added benefit of this frugal habit is you can take the whole family along on your workout. We love to regularly hike together as a family.
7. Learn Basic Repair Skills
If you have a home or repair project check the internet for how to’s instead of calling a repairman. When my dryer stopped tumbling, I got online and learned how to change the drum belt. I did need a little help from my kids to hold it up, but together we did it. Instead of paying a repairman $150 I fixed the dryer for the cost of the belt, which was about $20.00.
8. Find Free Activities in Your Area
Just a little bit of research will turn up many free activities. This is another reason to take advantage of your local library, they often have many free events, stop by and pick up a schedule. This is a frugal habit that is so easy to do and takes virtually no extra time.
9. Cook at Home
There are so many simple 30 minute recipes all over Pinterest that there really is no reason you should not be cooking at home. If you meal plan ahead of time, you will have the ingredients on hand and can see significant money savings. Once you implement this frugal habit you will find you would rather cook at home then eat fast food.
10. Stop Buying Paper Plates and Paper Towels
You are literally throwing your money away with these items. It does not take that long to wash a few dishes or rinse out a sponge. These are items that frugal people almost never purchase. Develop this frugal habit today.
11. Make Your Own Cleaning Products
Here is a list of five easy and frugal cleaning products you can make yourself. I saved so much money once I started making my own cleaning products. In addition, you have the added benefit of eliminating harsh chemicals from your cleaning routine. Making your own cleaning products is one of the frugal habits you will be very glad you started.
12. Stay Out of the Mall and Cancel your Catalog subscriptions
The quickest way for me to blow my budget is to go to the mall. Frugal people know that unless you absolutely need something, it is best to stay away from the mall. If you must go, make sure you go in with a list and stick to it.
Hanging out at the mall is pretty much a guarantee you will make some impulse purchase. Also, frugal people do not subscribe to catalogs. Having catalogs delivered to your home only leads to discontentment and the desire to purchase things you do not need.
There you have it, 12 simple and realistic frugal habits that you can develop today to help you achieve your money saving goals.
Do you have any frugal habits you would add to this list? I would love to hear, let us know in the comments. No go and do something to make today your Favorite day!!!